Waleteer is still in development. Sign-ups are closed to the public for now.

No spreadsheets. No guesswork.

Know where you stand, to the last cent.

Accounts, savings, cards and loans, side by side. Waleteer works out the interest, the tax on it and every instalment the way your bank does — and shows you where the money actually went.

Registration opens soon. Leave your email and be among the first in.

One email when it opens. Nothing else. I have an access code

See it in action
  • Download on the App Store
  • Get it on Google Play

The mobile app is in development and will be in the stores soon.

What you get

Built for the way money really works

Withholding tax, stamp duty, instalments, a card with a debit day: the awkward parts are already handled, so you never have to bend your finances to fit the app.

Every account you have

Current accounts, savings, cards, loans, cash and investments — each behaving like the real thing, not one generic list.

Interest, after the tax

Interest lands gross and the withholding leaves on its own line, so you see what you actually earned. Stamp duty on loans and cards too.

Your loan, as the bank sees it

Every instalment split into capital, interest and tax. Pay extra and choose: a shorter term, or a smaller instalment.

Budgets that remember

What you do not spend this month carries into the next, and goals live inside your savings, so that money has a name.

It lines itself up

Card payments, loan instalments and savings deposits turn up on their day, waiting for you to confirm them.

Your statement, in seconds

Bring in CSV, OFX or QIF straight from your bank. Nothing arrives twice, and your rules file it all by category.

Receipts where they belong

Keep the receipt with the expense, and split one bill across the categories it really belongs to.

A nudge, never a nag

A word when a budget runs tight, a payment is at the door or a goal is reached. Nothing else.

Yours alone

Two-factor sign-in, a separate session for every device, and each amount stored as whole cents.

Inside

Have a look around first

Four of the screens you would live in, drawn from the same code the app runs on. Pick one.

What you are worth, what came in and went out, and where it went — the first thing you see.

Every entry with its wallet, its category and its receipt. One bill can be split across the categories it really belongs to.

An allowance a month, per category. What you do not spend carries into the next month instead of disappearing.

A year at a glance, what each category cost you, and the interest you earned with the tax already taken off.

In your pocket

The same books, on your phone

The Android and iPhone app shows the same wallets and the same entries as the portal. Record the spend in the supermarket queue and it is already there when you open your laptop.

  • Overview

    What you are worth, what came in and went out, and where it went.

  • Wallets

    Every account, card and savings pot, with what it earns or what you owe.

  • Transactions

    Everything you have recorded, with the + always to hand for more.

  • Repeating

    The series that write themselves: pause, resume or end them.

  • Download on the App Store
  • Get it on Google Play

The mobile app is in development and will be in the stores soon.

Loans and cards

Stop wondering what the interest costs you

Add what you still owe, the rate and the term. Waleteer splits each instalment the way the bank splits it, and tells you what is left and the month you are done.

  • Capital, interest and stamp duty, instalment by instalment
  • Pay extra and choose what it shortens: the term or the instalment
  • Card interest only on what the statement left unpaid

Households

The money you share, shared properly

Create a household, invite people by email and choose which wallets each one sees. Some just look, others record too — and it stays your data.

  • Access to look, or to record as well
  • Every movement says who recorded it
  • What you share never lands in anyone else's net worth

Pro

See the month before it happens

The forecast names the day an account dips under zero. The debt plan puts avalanche against snowball and shows what each one saves you.

  • Balances 30, 60 and 90 days out
  • The day you are debt-free, and what the interest costs to get there
  • Everything in one currency, with the rate and its date in plain sight

Side by side

Why not a spreadsheet, or the bank's app?

Both are fine until the second bank, the first loan or a partner who wants to see the joint account. Here is what changes.

  • Accounts from every bank in one place

    Waleteer
    Yes
    Spreadsheet
    By hand
    Your bank's app
    Only that bank's
  • Interest shown after the tax withheld

    Waleteer
    Worked out for you
    Spreadsheet
    By hand
    Your bank's app
    Only on that account
  • Each instalment split into capital, interest and stamp duty

    Waleteer
    Every month
    Spreadsheet
    By hand
    Your bank's app
    Sometimes
  • Budgets that carry over what you did not spend

    Waleteer
    Yes
    Spreadsheet
    By hand
    Your bank's app
    Rarely
  • Share with the household, choosing who sees and who records

    Waleteer
    With Pro
    Spreadsheet
    The whole file or nothing
    Your bank's app
    No
  • Pulls movements from the bank by itself

    Waleteer
    Not yet — import CSV, OFX or QIF
    Spreadsheet
    No
    Your bank's app
    Yes

Your data

It organises your money. It never touches it.

Waleteer has no access to your bank and makes no payments. What you put in stays yours — to take with you or to delete.

Privacy Policy
  • No access to your money

    It does not hold money, move it or connect to your bank. An automatic payment here is a record, not an order to anyone.

  • No ads, no data sold

    Your data is used to run the service and nothing else. The Privacy Policy says exactly what and for how long.

  • Take everything with you

    Download all your data from Settings whenever you like, without asking anybody.

  • Leave whenever you want

    Delete the account from Settings and everything in it goes with it.

  • A sign-in only you can use

    Two-step verification, a separate session for each device and a log of every sign-in and change to your security.

  • Exact to the cent

    Every amount is stored in whole cents, never as a rounded decimal, so the totals always add up.

Plans

Free to start. Pro when you want more.

No trial counting down. Pro adds the planning and the sharing — and nothing you have created is ever locked away.

Free

To get a grip on it all.

Free

for as long as you like

  • Up to 3 wallets, 5 budgets, 5 rules and 5 templates
  • Interest, tax, loans, cards and goals
  • Statement import, reports and export
  • Two-factor sign-in

Pro

Everything

To plan ahead, and to share.

4,99 €

a month, VAT included

or 42,99 € a year (3,58 € a month) — save 28%

  • Wallets, budgets and rules without a ceiling
  • Households and shared wallets
  • Cash-flow forecast
  • A plan to clear your debt
  • Net worth across currencies

Leave Pro and nothing is deleted: everything you built stays there to read and to edit.

Questions

Frequently asked questions

Is the free plan really free?

Yes — no countdown, no card. It only caps how many wallets, budgets and rules you can create.

What does Pro cost?

4,99 € a month, VAT included, or 42,99 € a year (3,58 € a month) — save 28%. It is a subscription you can stop whenever you like, and it renews until you do. The free plan has no end date, so you can stay on it.

Can I sign up today?

Not yet. Waleteer is still in development and an account needs an invitation, so the rest of the page is what there is to see for now. Leave your address in the form at the top of the page, or write to [email protected], and we will send you one email when it opens.

Does it connect to my bank?

Not yet. You record what you spend, or import your bank's statement as CSV, OFX or QIF — and nothing is imported twice.

Does Waleteer touch my money?

Never. It organises your finances and nothing else: it holds no money and makes no payments. An automatic payment here is a record, not an order to your bank.

How does sharing work?

With Pro you create a household, invite people by email and decide which wallets they see and whether they can record. The people you invite do not need Pro.

What if I leave Pro?

Nothing is deleted. Everything you created stays readable and editable; you simply cannot add beyond the free limits, and shared wallets pause for the others until you are back.

What do you do with my data?

We use it to run the service. We do not sell it and we show no ads. The details are in the Privacy Policy.

Be the first to know.

Waleteer opens to everyone soon. Leave your email and we will write the day it does.

One email when it opens. Nothing else. I have an access code

  • Download on the App Store
  • Get it on Google Play

The mobile app is in development and will be in the stores soon.